Premium Authorized-User Tradelines

Add seasoned, high-limit, perfect-payment-history accounts to your credit file. Built for clients who need age, available credit, and utilization working in their favor — fast.

Real accounts. Real reporting. No CPNs — ever.

Why Tradelines

What a Seasoned Tradeline Actually Does

Every tradeline we place carries a perfect payment history, a high limit, and a low reported balance for two full statement cycles. That combination is designed to work in your favor on three fronts at once.

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Account Age

Older accounts can lengthen your average credit age, a factor scoring models weigh heavily.

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Utilization

High limits with low reported balances can improve your overall utilization ratio.

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Available Credit

Combined limits add meaningfully to your total available credit on file.

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No New Debt

You're added as an authorized user only — no new inquiry, application, or liability for the balance.

The Process

How Placement Works

Step 1

Choose Your Package

Pick the tier that matches your file, or let a specialist recommend one after a quick review.

Step 2

We Match Your Tradelines

You're matched to seasoned accounts from banks you haven't previously carried a card with.

Step 3

You're Added as Authorized User

The account holder adds you directly — no card is issued to you and no access to funds is granted.

Step 4

It Reports

The tradeline reports to the bureaus within one to two statement cycles and stays active for approximately 60 days.

Packages

Choose Your Placement

Four bundled options. Every account maintains 10% utilization or lower and is sourced from a bank you haven't worked with before.

Foundation

$1,599

✓ 2 Tradelines
✓ 2+ Years Seasoning
✓ $20,000+ Combined Limit

A first step for thin or damaged files that need age and available credit fast.

Aged History

$1,999

✓ 2 Tradelines
✓ 9+ Years Seasoning
✓ $11,000+ Combined Limit

Built for files that need long-standing credit history more than raw limit.

Most Requested

High Limit

$2,500

✓ 3 Tradelines
✓ 3+ Years Seasoning
✓ $50,000+ Combined Limit

Three seasoned lines with substantial combined limit to move utilization fast.

Best Value

Complete

$3,700

✓ 3 Tradelines
✓ 9+ Years Seasoning
✓ $50,000+ Combined Limit

Maximum age and limit together — our strongest placement for serious profiles.

Individual tradelines are also available outside of bundled packages, generally ranging from $119 to $1,649 depending on age and limit. Ask your specialist for options tailored to your specific file — especially if you have recent collections, charge-offs, or late payments, which we'll want to review before recommending a package.

Custom Placements

Need Something Bigger? We'll Custom-Build It

Outside of our four bundled packages, we also put together custom tradeline placements sized to your specific goals — higher limits, longer seasoning, or a combination tailored to a particular lender's underwriting. Tell us your target numbers and a specialist will quote a placement built around your file.

Limited-Time Promotion

$100,000 Combined Tradeline Limit

$4,500

Structured as two to three personal tradelines combined to reach $100,000 in total limit — the exact number of accounts and the seasoning/history on each varies based on what's available at the time of placement. Built to move the needle on utilization and available credit in one shot. Availability is limited and subject to change — confirm current terms and account mix with a specialist before you commit.

Custom placements are generally available from $25,000 to $250,000+ in combined limit. Reach out with your target limit and timeline and we'll put together options — including whether the $100,000 promotion above is the right fit for your file.

Another Option

Or Go Bigger: Primary Tradelines

Every package above adds you as an authorized user on someone else's established account. We also place primary tradelines — credit lines opened and reported entirely in your own name, with no authorized-user status involved. Primary placements start at $1,999 and scale from there based on limit and structure — final pricing is quoted per client.

Authorized User Tradelines

✓ Reports fast — typically within one to two statement cycles
✓ Lower cost per tradeline
✓ A strong option for a quick boost ahead of time-sensitive financing
✓ Especially effective heading into a mortgage application, since many mortgage-scoring models give real weight to authorized-user history

Primary Tradelines

✓ The account is entirely yours — no dependency on someone else's card staying in good standing
✓ Builds a permanent record under your own name, not a placement that rolls off after ~60 days
✓ Carries extra weight with underwriters who manually review a file — lenders want to see real primary trade experience, especially on business line of credit applications
✓ No reliance on another cardholder's ongoing behavior after placement

Neither option is strictly "better" — authorized user tradelines are hard to beat for speed and cost when you're prepping for a mortgage. Primary tradelines take longer to place and cost more, but because the history is genuinely yours, they tend to carry more weight the deeper a lender looks — which is exactly what happens when a business line of credit underwriter reviews your file.

Questions

Frequently Asked

What is an authorized user tradeline?

You're added as an authorized user on an existing credit card account in good standing — perfect payment history, high limit, low balance. The account's age and utilization can reflect on your credit file, alongside your own accounts.

How long until it reports, and how long does it stay?

Placements typically report within one to two statement cycles. Standard membership runs approximately 60 days (two statement cycles), matching the account structure described in your package.

Do you work with CPNs?

No. We don't work with Credit Privacy Numbers and we don't add authorized users to CPNs — every placement is tied to your real, valid Social Security number and credit file.

Is this guaranteed to raise my score?

No legitimate tradeline provider can guarantee a specific score outcome — your results depend on your existing file, utilization, derogatory marks, and how the bureaus and any lender you approach score authorized-user data at the time. We'll walk through your file first so you know what to expect before you buy.

Is this legal?

Yes. Being added as an authorized user on someone else’s account is a long-standing, legal credit practice used by card issuers themselves for decades. It is not a form of identity misrepresentation when tied to your own real identity and file.

⚠ IMPORTANT NOTICE

Tradeline placement is not a guarantee of any specific credit score increase, credit approval, or loan outcome. Results depend on your individual credit profile, existing derogatory history, and how a given lender or scoring model weighs authorized-user data at the time of review. This is not a substitute for addressing verified inaccuracies on your credit report or for professional legal or financial advice. Corner The Market Capital does not work with, sell, or place any tradeline — authorized user or primary — using a Credit Privacy Number (CPN) under any circumstance.

Get Started

Request Your Tradeline Placement

Tell us a bit about yourself and which package fits your goals. A credit specialist will confirm availability and walk you through next steps — no commitment required.